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Four Years, $140,000, and the Scam I Still Can’t Prove

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The true story of $140,000 lost to a Nigerian scam I still can’t prove

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What if you lost $70,000 to a scammer—and then spent another $70,000 trying to get it back?

September 2021, Manitoba, Canada

  • I woke up in an RV to discover $70,000 in cryptocurrency had vanished from my wallet overnight.
  • The man I’d trusted—a Nigerian friend I’d met online years earlier—either stole it or was genuinely trying to help me recover it.
  • I still don’t know which.
  • Over the next four years, I sent payment after payment. $850 for EFCC certification. $2,000 for court filings. $10,000 borrowed from a dying friend.
  • Each time: “This is the last fee. Next week, you’ll have your money back.”
  • Next week never came.

By 2025, I’d sent 75% of my annual income to Nigeria. My marriage was strained. My credit cards were maxed. Everyone said I was being scammed.

But I couldn’t prove it. And I couldn’t stop.

What You’ll Learn

Why Intelligent People Get Trapped (And How to Escape)

  • How advance-fee fraud exploits human psychology, not intelligence
  • The sunk cost trap—why the more you invest, the harder it is to walk away
  • Why stopping doesn’t require proof—it requires courage
  • The psychology of hope vs. the psychology of certainty
  • How enablers keep you trapped (even when they mean well)
  • The spiritual wrestling: Was I being scammed, or was God asking me to be generous?
  • The moment a bank audit showed 75% of my income going to Nigeria—and why even that wasn’t enough
  • How to recognize when you’re in a trap—and how to walk away without certainty

This isn’t about cryptocurrency or Nigerian scams. It’s about the psychology that keeps intelligent people locked in destructive patterns—financial, relational, or otherwise.

The Four-Year Descent

How $70,000 stolen became $140,000 lost

1

September 2021: The Theft

$70,000 vanished overnight. My wife’s birthday ruined. The choice: accept the loss or chase recovery.

2

2021-2022: The Hook

Small fees. “Just $850.” Then $2,000. Then $4,000. Each one the “last payment” before recovery.

3

January 2023: “God Forbid Temptation”

Rahman shows me $129,000 in a Bybit account. Then admits: “Talk about temptation, brother. I could keep this.” I kept sending money anyway.

4

2023: The Enabler

A kind stranger offers us a room. He’d lived in Nigeria. He validates my pursuit. I borrow $11,500 from him and send it to Rahman. He dies believing the recovery was real.

5

2024: The Revelation

Bank audit shows 65% of my income went to Nigeria. I keep sending.

6

January 2025: The Breaking Point

Another bank audit: 75% of my income to Nigeria. Not the scam that broke me—the percentage. I couldn’t keep living on 25% while chasing a promise.

7

December 2025: The Choice

Rahman asks for $200. For the first time in four years, I say: “No.” Not because I proved it was fake. Because I was exhausted. Because uncertainty was killing me.

Who This Book Is For

The Trapped

You’re in something you can’t escape—financial, relational, or otherwise. You need permission to walk away without certainty.

The Skeptic

You think “I’d never fall for that.” You need to understand that intelligence doesn’t protect you from psychological manipulation.

The Enabler

You’re watching someone you love make destructive choices. You need to understand how validation keeps people trapped.

The Pattern Seeker

You recognize the sunk cost trap in your own life. You’re ready to understand the psychology behind it—and how to escape.

This book is NOT for: People looking for a “how I got revenge” story or a neat resolution. This is about living with unresolved uncertainty—and finding peace anyway.

What Makes This Different

No Neat Ending

Most scam memoirs end with proof, revenge, or recovery. This one doesn’t. The scammer is still messaging. The money is still gone. The uncertainty remains. That’s the point.

Spiritual Wrestling

Written by a 65-year-old former pastor who had to ask: Was I being scammed, or was God asking me to be generous to someone in need? The book holds both possibilities without resolving the contradiction.

Real Evidence Included

110,000+ Telegram messages. Bank statements. Screenshots. The appendix includes actual conversations from January 2026—while I was editing this book—showing Rahman still asking for money. The pattern never ends.

Permission to Walk Away

The most valuable lesson: You don’t need certainty to stop. You don’t need proof it’s fake. You just need to decide the pursuit is hurting you more than the loss did.

“I couldn’t stop reading. This isn’t just about a Nigerian scam—it’s about the human need to believe, even when belief costs everything.”

“As someone who works in fraud prevention, this is the most honest account I’ve ever read of how intelligent people get trapped. Required reading for anyone who thinks ‘I’d never fall for that.'”

“Rich’s willingness to be this vulnerable—to publish his humiliation—might save someone’s life. That’s legacy.”

Ready to Understand the Psychology of Being Trapped?

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  • Complete memoir with unresolved ending
  • The psychology of sunk cost traps explained
  • Spiritual wrestling with faith vs. foolishness
  • Actual Telegram transcripts in appendix
  • Instant digital delivery

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Want to See the Evidence?

The Complete Rahman Files

110,000+ Telegram Messages • 4 Years of Conversations • Unedited Transcripts

Every promise. Every fee request. Every “next week” that never came.

THE HONEST FOOL tells the story. The Complete Rahman Files let you see the evidence for yourself.

This downloadable package includes:

  • ✅ Complete Telegram transcripts (Sept 2021 – Jan 2026)
  • ✅ Conversations with “Barrister Mike David” (the lawyer who supposedly helped)
  • ✅ Conversations with “Barrister Okenu” (another legal contact)
  • ✅ Names changed for privacy, content otherwise unedited
  • ✅ Over 110,000 messages spanning four years
  • ✅ The actual manipulation tactics in real-time

For researchers, fraud prevention educators, scam victims seeking validation, or anyone who wants to see how sophisticated psychological manipulation actually works—these files provide unprecedented insight.

Purchase The Complete Rahman Files: $24.99

Get The Complete Files

Note: These are raw transcripts. They contain repetition, broken English, and the grinding tedium of four years of “next week” promises. They are not edited for readability. They are evidence.

About Rich Abbott

Rich Abbott is a 65-year-old former pastor, entrepreneur, and author living in Manitoba, Canada. After losing $140,000 over four years to what may or may not have been a Nigerian cryptocurrency scam, he chose to document the experience with unflinching honesty rather than take the shame to his grave.

He is also the author of several books on biblical wealth psychology and biblical stewardship, including The Millionaire Mindset, The Prosperous Steward, and Your Million-Dollar Why.

When he’s not writing, Rich works a full-time job, gardens obsessively (because seeds always give 10x-100x returns), and tries to rebuild the financial life he spent four years destroying.

He still talks to Rahman occasionally. The $512,000 allegedly waits in a frozen Bybit account in Abuja. Rich doesn’t send money anymore.

That much has changed.

→ Read Rich’s Full Story